Insurance Information

As a membership benefit coverage is provided by the Commercial General Liability Policy issued to the National Organization of Coaches Association Directors. This policy will protect the Michigan High School Coaches Association and its members from Claims made by negligent acts accidentally committed resulting in bodily injury, personal and advertising injury or property damage to others.

Lexington Insurance Company
Excess Surplus Lines ("A" A.M. Best)

August 1, 2008 - August 1, 2010

$1,000,000	Each Occurrence
$1,000,000	General Aggregate (per Member)
$1,000,000	Products/Completed Operations
$1,000,000	Personal & Advertising Injury
$50,000	Fire Damage
Excluded	Medical Payments

Today, most Coaches are involved in some type of sports camp. Please note that our General Liability Program follows all members while working at camps and/or conducting their own personal camp.

In addition, Participant/Accident Coverage is available that will cover coaches and/or participants. Should an accident occur during your camp, clinic or event, this secondary coverage could help offset the loss suffered by families affected by such accidents.

• If you have a camp and require proof of insurance, certificates are at no additional charge.
• If you have a camp and require a certificate of insurance naming an Additional Insured the cost is $150.00
• Participant/Accident Coverage must be in place for all participants prior to the issuance of a certificate of insurance naming an Additional Insured.
• Certificates of Insurance and Participant/Accident request forms are available through your coaches association.